Savings and Money Market deposit accounts are subject to Regulation D. This limits the amount of withdrawals customer can make on these types of accounts per calendar month. The withdrawals included in Regulation D are the following: Automatic or electronic transfers to an account of the same depositor at the same institution, transfers to third parties by preauthorized automatic transfers (includes ACH) or telephone agreements, order, or instruction.
Green Rewards Savings
A savings account that pays a high rate of interest on your balance when the Green Rewards checking account qualifications are met. If qualifications are not met then a base rate of interest is applied.
*This account is paired and cannot be opened without the Green Rewards Checking Account.
Green Rewards Savings is always free with no minimum balance requirement, and always earns at least our base rate of interest. You earn the highest rate automatically when you qualify for the rewards from Green Rewards Checking. There is nothing extra to do.
You qualify for both accounts' rewards by doing the following each monthly qualification cycle:
If you don't qualify one statement cycle, don't worry. Both accounts are still completely free, still earn our base rate, and you can get right back to earning the interest and ATM fee refunds** the very next cycle you qualify!
Green Rewards Savings cannot be opened without a Green Rewards Checking account.
*Annual Percentage Yield (APY) accurate as of 08/20/2018. "Monthly Qualification Cycle" means a period beginning the last business day of the previous cycle through one business day prior to the close of the current statement. Minimum to open Green Rewards Checking account is $100 and minimum to open Green Rewards Savings account is $50. No minimum balance to earn rewards. Green Rewards Checking rate tiers are as follows: 0.80% APY applies to balances of $0 - $40,000 and 0.20% APY applies to balances over $40,000 as long as qualifications are met each monthly qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 0.20% APY - 0.80% APY if monthly qualifications are met. The advertised Green Rewards Checking APY is based on compounding interest. The interest earned in Green Rewards Checking is automatically transferred to Green Rewards Savings each statement cycle and does not compound. The actual interest paid may be less than the advertised APY. The Green Rewards Savings APYs may be less than the Green Rewards Checking APYs. Rates may change after the account is opened. Green Rewards Saver rate tiers are as follows: 0.15% APY applies to balances of $0.01 - $50,000 and 0.10% APY applies to balances over $50,000 if qualifications are met during the monthly qualification cycle on the Green Rewards Checking account. 0.05% APY applies to all balances if qualifications are not met on the Green Rewards Checking account. All balances will earn 0.10%- 0.15% APY if qualifications are met on the Green Rewards Checking account. Annual Percentage Yield (APY) accurate as of 08/20/18. Rates may change after account is opened. Debit card transactions must be point of sale transactions and all qualifying transactions must post and clear your account within the qualification cycle to qualify. Transactions may take one or more business days from the transaction date to post to an account. Intra-bank transfers do not count as qualifying ACH transactions. Personal accounts only: limit one account per unique SSN. Fees may reduce earnings.
**ATM fee reimbursements up to $20 per monthly qualification cycle provided only if qualifications are met within that cycle.
A Basic Savings account can be opened for as little as $50.
Money Market Accounts
You'd like to earn interest on savings, but don't want to tie up all your money in investments. If only there were an in-between, right? There is. Money Market Accounts are your "in-between."
You earn interest, plus you retain anytime access you can't get from investments.
Money Market Deposit
Money Market Investment