Personal Loans

Term Loans

A loan for just about anything - whether you have an unexpected expense or you just want to consolidate your debt. We approach each loan with individualized attention, focused on getting the terms and payments perfect for your budget.

Account Details

  • Competitive interest rates
  • Local decision-making
  • Flexible terms
  • Use for a wide range of needs
  • Personalized service throughout process
  • Assistance at every step
  • Easy to get started

Home Equity Line of Credit

Use the equity in your home to make home improvements, take a vacation, pay for college tuition, or any other purchase.

Account Details

  • Based on equity in the home
  • Competitive interest rates
  • Interest may be tax deductible*
  • Only pay interest on what you use
  • Withdraw, repay, and redraw again
  • Use for a wide range of needs
  • Local decision-making
  • Easy to get started

*Consult a tax advisor

Auto Loans

Your next set of wheels, whether new or used, are ready to roll with a fixed-rate loan of up to five years.

Account Details

  • New or used vehicles
  • Cars, trucks and more
  • Pre-qualification available for better bargaining power
  • Terms up to 5 years
  • Competitive interest rates
  • Local decision-making
  • Fast approvals
  • Easy to get started

Recreational Vehicles

Spend a day out on the water or say hello to the open road with a fixed-rate loan. Hancock Bank & Trust wants to help you enjoy your adventures.

Local decisions and an easy process means you spend less time thinking about fun, and more time getting out there and having some.

Account Details

  • RVs, boats, ATVs, personal watercraft motorcycle, and more
  • Pre-qualification available for better bargaining power
  • Terms up to 5 years
  • Competitive interest rates
  • Local decision-making
  • Fast approvals
  • Easy to get started

Visa Credit Card

A credit card is an essential buying tool in today's electronic world. Outrageous interest rates don't have to be an essential feature of your credit card. Hancock Bank & Trust Company provides smarter, cost-effective alternatives.

We offer two Visa® cards with low, fixed interest rates. Our late payment fee is only $5, because we don't feel it is right to punish common mistakes with excessive fees. No annual fee.

Summary

  • Platinum and Visa Commercial
  • Low, fixed interest rate
  • Accepted at thousands of locations worldwide
  • Use for secure online purchases
  • Late payment fee only $5
  • No annual fee
  • 25-day grace period before interest is accrued

Review your Account Statement Online

When you use the Hancock Platinum Visa credit card for the purchase of goods or services, you gain extra protection with the valuable extended warranty program.

On purchases made in full using our credit card the extended warranty program doubles the U.S. manufacturer's warranty period. Additionally, if the initial warranty was five years or less, we'll add another extra year after doubling the warranty (some exclusions apply).

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