Home Loans

Home Mortgages

Hancock Bank & Trust Company offers a wide variety of loans to make buying/refinancing a home easy. We will work hard to tailor a mortgage perfect for your needs and monthly budget.

Account Details

  • Competitive interest rates
  • Local decision-making
  • Wide range of options
  • Fixed rate
  • Adjustable rate mortgage (ARM)
  • FHA Loans
  • VA Loans
  • USDA Rural Development Loans
  • Personalized service throughout process
  • Assistance at every step
  • Easy to get started
  • No pre-payment penalty

Constructions Loans

Build your dream home with Hancock Bank. If you’re interested in a construction loan, talk with us to learn more about your financing options.

Account Details

  • Competitive interest rates
  • Local decision-making
  • Convenient draw schedule
  • Specialized expertise
  • Personalized service throughout process
  • Assistance at every step
  • Easy to get started

Mobile Homes with Land

We can provide a seamless process to secure funds for land and a manufactured home in one loan.

Account Details

  • Competitive interest rates
  • Local decision-making
  • New or used mobile homes
  • Streamlined process for both loans simultaneously
  • Lower loan fees and closing costs
  • Specialized expertise
  • Personalized service throughout process
  • Assistance at every step
  • Easy to get started
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