CDs & IRAs

Certificate of Deposit

Use a certificate of deposit as a low-risk investment with a fixed interest rate.  The more you save, the more you earn.


  • Higher interest than savings accounts
  • Competitive fixed rate
  • Rate guaranteed for length of term
  • Choose a term up to 5 years
  • Penalty applies for early withdrawals

See our Rates

Individual Retirement Accounts (IRAs)

 Save for retirement while saving on taxes.  We’ll help you choose from Traditional, Roth and Coverdell IRA plans.

Both Traditional and Roth IRAs offer distinct tax-savings advantages.  We make it easy to get started with no setup fees and only $500 needed to open your IRA with us.  It's your future, so it's never too early and never too late to start.


  • Tax-advantage retirement savings
  • Competitive interest above standard savings rates
  • Traditional and Roth IRAs (see comparison tab)
  • No setup fees
  • $5,500 contribution limit per year (Must have employment compensation and must be 49 years old or under)
  • Additional $1,000 "catch-up" contribution allowed for ages 50+