Visa Credit Card
A credit card is an essential buying tool in today's electronic world. Outrageous interest rates don't have to be an essential feature of your credit card. Hancock Bank & Trust Company provides smarter, cost-effective alternatives.
We offer two Visa® cards with low, fixed interest rates. Our late payment fee is only $5, because we don't feel it is right to punish common mistakes with excessive fees. If you use your card for $20 in purchases for the year, there is no annual fee at all.
- Summary
- Visa or Visa Gold card options
- Low, fixed interest rate
- Accepted millions of locations worldwide
- Use for secure online purchases
- No cash advance fee
- Late payment fee only $5
- No annual fee if at least $20 in purchases or cash advances made per year; $25 annual fee if less than $20 in purchases per year
- 25-day grace period before interest is accrued
- Extended Warranty
When you use the Hancock Visa Gold credit card for the purchase of goods or services, you gain extra protection with the valuable extended warranty program.
On purchases made in full using our credit card the extended warranty program doubles the U.S. manufacturer's warranty period. Additionally, if the initial warranty was five years or less, we'll add another extra year after doubling the warranty (some exclusions apply).
