Privacy Policy

Confidentiality and Security of Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Nonpublic Personal Information We Collect

We collect nonpublic personal information about you from the following sources:

-Information we receive from you on applications or other forms

-Information about your transactions with us, our affiliates, or others

-Information we receive from a consumer reporting agency

Nonpublic Personal Information We Disclose

We may disclose the following kinds of nonpublic personal information about you:

-Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income.

-Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions, and credit card usage.

-Information we receive from a consumer reporting agency, such as your credit worthiness and credit history.

Parties to Who We Disclose Nonpublic Personal Information

We disclose nonpublic personal information about you to the following types of third parties:

-Financial service providers, such as mortgage bankers, securities broker-dealers, and insurance agents; and

-Non -financial companies, such as retailers, direct marketers, airlines, and publishers; and

-Others, such as non-profit organizations.

We may also disclose nonpublic personal information about you to non-affiliated third parties as permitted by law.

Notify Us of Inaccurate Information We Report to Consumer Reporting Agencies.

Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: Hancock Bank & Trust Company, P.O. Box 129, Hawesville, KY 42348.