RealTunes Checking
Scenario: Your favorite band's new album just hit iTunes® and you're dying to have it. If you bank anywhere else, they don't care. We do. You have the right to rock out. (Yep. Your bank did just say that.)
Our free RealTunes Checking pays you back when you download music, movies, apps, and more from iTunes. Not only that, we'll refund any ATM fees charged by other banks—not just in Western Kentucky, but nationwide!

- Summary
- No monthly fee, no minimum balance—ever—to earn rewards
- Earn up to $10 per monthly qualification cycle* in iTunes download refunds
- Earn $15 bonus iTunes download refunds at signup
- ATM fees refunded nationwide* (up to $20 per cycle)
- Free MasterCard debit card
- Free online banking with bill pay
- Free e-Statements
- Free telephone banking
- $50 minimum deposit to open (no minimum thereafter)
Qualifications
Simply do the following each monthly qualification cycle* to earn the iTunes download refunds and ATM fee refunds:
- Have 12 debit card purchases post and clear your account per monthly qualification cycle
- Receive your monthly statement electronically
In case you don't qualify one cycle, don't worry. RealTunes Checking is still completely free. You can get back to earning the free iTunes download refunds and ATM fee refunds the very next cycle you qualify.
Details
*Earn $15 in iTunes® download refunds with initial account opening regardless of meeting qualifications. Earn up to $10 in iTunes® download refunds each monthly qualification cycle the qualifications are met. Sales taxes may apply, potentially reducing the number of downloads reimbursed. Minimum to open account is $50. iTunes® must be purchased with the debit card associated with your Real Tunes™ account. iTunes is a trademark of Apple, Inc. The program is not endorsed by iTunes® or Apple® nor is there any actual or implied joint venture, partnership or relationship of any kind between Hancock Bank & Trust and Apple's® iTunes®. Debit card transactions must be point of sale transactions and must post and clear your account within the monthly qualification cycle to qualify. Qualifying transactions may take one or more days to post and clear your account from the transaction date. ATM fee reimbursements (up to $20 monthly) will be awarded every cycle in which you qualify. Monthly Qualification Cycle means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle (one-day asynchronous - no weekend processing). Sign up bonus expires after 60 days. Download refund eligibility each cycle expires every 30 days.



