Green Rewards Checking
These days it's hard to tell if "green" means money or earth-friendly. To make it easy, our Green Rewards is both. Earn a massive 1.80% APY* and nationwide ATM fee refunds** just for doing simple things that save paper.
Green Rewards Checking is always free and never has a minimum balance to earn rewards. You can easily catapult the interest-earnings beyond CD rates. To top it off, link your rewards to a Green Rewards Savings* account for another round of interest.
- Summary
- No monthly fee, no minimum balance—ever—to earn rewards
- Earn 1.80% APY* on balances up to $40,000
- Earn 0.25% APY* on amount of balance above $40,000
- Earn 0.05% APY* on entire balance if qualifications are not met
- ATM fee refunds** nationwide (up to $20 per monthly cycle)
- Unlimited check writing and free first order of recycled paper checks
- Can link to Green Rewards Savings* to build savings automatically
- Free MasterCard debit card
- Free online banking with bill pay
- Free e-Statements
- Free telephone banking
- $100 minimum deposit to open (no minimum thereafter)
Qualifications
These three qualifiers save paper waste and make your banking more efficient. Simply do the following things each monthly qualification cycle to qualify:
- Have 12 point-of-sale debit card purchases post and clear your account
- Receive and review free paperless eStatements
- Have a recurring Direct Deposit or ACH Debit post and clear your account
If you don't qualify one cycle, don't worry. Green Rewards Checking is still completely free, earns our base rate, and you can get right back to earning the huge interest and ATM fee refunds** the very next cycle you qualify!
Details
*Annual Percentage Yield (APY) accurate as of 03/21/2012. "Monthly Qualification Cycle" means a period beginning the last business day of the previous cycle through one business day prior to the close of the current statement. Minimum to open Green Rewards Checking account is $100 and minimum to open Green Rewards Savings account is $50. No minimum balance to earn rewards. Green Rewards Checking rate tiers are as follows: 1.80% APY applies to balances of $0 - $40,000 and 0.25% APY applies to balances over $40,000 as long as qualifications are met each monthly qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 0.25% APY - 1.80% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Green Rewards Saver rate tiers are as follows: 0.35% APY applies to balances of $0.01 - $50,000 and 0.20% APY applies to balances over $50,000 if qualifications are met during the monthly qualification cycle on the Green Rewards Checking account. 0.15% APY applies to all balances if qualifications are not met on the Green Rewards Checking account. All balances will earn 0.20% APY - 0.35% APY if qualifications are met on the Green Rewards Checking account. Annual Percentage Yield (APY) accurate as of 03/21/2012. Rates may change after account is opened. Fees may reduce earnings.Debit card transactions must be point of sale transactions and all qualifying transactions must post and clear your account within the qualification cycle to qualify. Transactions may take one or more business days from the transaction date to post to an account. Intra-bank transfers do not count as qualifying ACH transactions. Personal accounts only: limit one account per unique SSN. **ATM fee reimbursements up to $20 per monthly qualification cycle provided only if qualifications are met within that cycle.
