Free Checking

Despite the fact we now expect our "phones" to be a computer, camera, and personal assistant—simple is still good, especially when it comes to banking. Our Free Checking keeps it simple with no monthly fee and no limits on checking.

Most of the Wall Street banks and follow-the-leader banks are doing away with free checking. Hancock Bank & Trust does things differently, so free checking remains in Western Kentucky - the way it should be.

Free Checking
Summary
  • No monthly fee, no minimum balance—ever
  • Unlimited Check Writing
  • Free MasterCard debit card
  • Free online banking with bill pay
  • Free e-Statements available
  • Free telephone banking
  • Free first order of wallet checks
  • Personal accounts only
  • $50 minimum deposit to open (no minimum thereafter)
  • FDIC insured